Membership Types and Benefits

We invite you to Increase Revenue, Reduce Operational Expenses and Mitigate Risks in Electronic Payments by becoming a PAR/WACHA Member. In addition to the benefits of WACHA’s Payments Advocacy and Education, as a Member you will also benefit from the Payments Risk Mitigation and Compliance products and services offered by our sister company – Payment Advisory Resource (PAR).

PAR/WACHA’s products and services are helpful to all types of organizations. Whether you are a financial institution, small-to-midsized business, or large payment vendor – we have a Membership Package for you! We welcome you to explore the specific benefits and services of our three Membership Types below: 

PAR/WACHA Membership Types

Financial Institution Member – PAR/WACHA’s most prevalent membership type includes: banks, credit unions, and financial institution holding companies. We represent the common interests of all our Financial Institution Members at a national level via NACHA Committees, Counsels, and Rule Ballots; Electronic Check Clearing House Organization (ECCHO); Consumer Financial Protection Bureau (CFPB); the Federal Reserve Bank; and many other rule making and influencing organizations. 

NEW Corporate Member & Sponsorship Program – With the new Corporate Membership and Sponsorship Programs, companies have access to payment rules and product development such as authorizations, record retention, compliance support, and data security. Financial Institutions must ensure that their corporate Originators are informed of their obligations as it relates to payments and data security. WACHA has a desire and obligation to provide practical and needed solutions to our Financial Institution members and their corporate customers or members, which led WACHA to develop three Corporate Program solutions for our members.

  • Direct Corporate Membership, Tiers 1 & 2 - These memberships grant organizations the entire suite of WACHA member benefits, including direct access to our knowledgeable help desk for support. Tier 1 of Direct Corporate Membership grants full WACHA member benefits plus additional resource materials and training modules. View or download the Corporate Program Brochure.
  • Corporate Sponsorship - Financial Institutions may sponsor their corporate Originators based on their need, granting the corporate Originator limited WACHA membership. Sponsorship enables the Financial Institution to remain the main point of contact for their originator’s questions, yet WACHA provides basic resources to assist the Financial Institution. View or download the Corporate Sponsorship flyer.
  • Training Modules - There are short training modules available for Financial Institutions to purchase for their corporate customers or members. The modules cover ACH Rule changes and separate rules on Notification of Changes (NOC), Return Reason Codes, and Authorizations, or it can be customized to your customers’ or members’ needs. View or download the Corporate Training Modules flyer.

Corporate members and sponsored organizations receive one Online Access code to the Nacha Operating Rules & Guidelines. For additional copies of this essential resource, order at the Online Store.

Check out the full list of Membership Benefits in the
PAR/WACHA Products and Services Catalog

*The benefits and services are not limited to what is listed. PAR/WACHA is always open to partnering on different projects that may be mutually beneficial for our Members and Preferred Vendors. 

Click here to have a PAR/WACHA Membership Representative contact you if you are interested in joining.