Our History

In March of 1976, the Wisconsin Automated Clearing House Association (WACHA) was created as a nonprofit 501(C)(6), membership-based organization which provides financial and business communities with electronic payments education and information. Our purpose is to assist in implementation, problem solving, and marketing of all ACH products and services to our over 300 members. WACHA is one of 11 Payment Associations located in the United States and is a Member of Nacha

In 2011, the WACHA Board of Directors established a wholly owned subsidiary Payment Advisory Resource (PAR) to be our delivery arm for services including compliance, advisory services, and risk management. We are here to help our members navigate the ever-changing payments landscape!

What We Do

PAR/WACHA is recognized among its members as their primary resource for questions, training and expertise for all their payment needs. PAR/WACHA assists its members not only with ACH payments, but check, card, wire and faster payments. Knowledge of all payment systems is critical in today’s environment as payments continue to converge and evolve.

Our training is not just for financial institutions' operations and compliance staff. We offer training focused toward the financial institution’s corporate customers as well.  

PAR/WACHA currently has five Accredited ACH Professionals (AAPs) and four National Check Professionals (NCPs) on staff. The staff is shared between the two organizations and has over 75 years of combined experience. In order to provide the best support to our members, our staff is also encouraged to partake in continued education.

WACHA & PAR's Mission 

We strive to be the payment experts by providing comprehensive solutions and exceptional support to the market. 


Center for Payments logo

PAR/WACHA is a sponsor of the Center for Payments, a program working to advance the U.S. payment
systems through market intelligence and thought leadership.