The phased implementation approach proposes increased functionality and certainty around availability of funds that will provide greater value to end users. In addition to the current early morning settlement, this functionality would include two new Same Day ACH clearing and settlement windows at mid-day and the end of the business day, and be available for virtually any ACH transaction.
Today’s work on Same Day ACH can provide a bridge to tomorrow, as the industry works to make payments faster. With Same Day ACH, we can act now and provide important choices for consumers and businesses who want to move money more quickly.
We invite you to learn more about Same Day ACH and how it moves payments faster. View and make use of the resource materials below to increase your understanding, share thoughts and ideas, and continue the conversation around the future of faster payments. Read more at ...https://www.nacha.org/content/same-day-ach